Groceries
Best credit card for groceries
Every card in our verified catalog that multiplies groceries, ranked by what a dollar of groceries spending actually earns. Points and miles are valued at 1.25¢ each; caps and annual fees are part of the math, not footnotes.
| Card | Rate | Per $100 | Cap | Annual fee |
|---|---|---|---|---|
| Blue Cash PreferredAmerican Express · 1% after $6,000/yr | 6% | $6.00 | $6,000/yr | $95 |
| Gold CardAmerican Express · U.S. supermarkets; 1x after cap | 4× | $5.00 | $25,000/yr | $325 |
| Sapphire PreferredChase · online grocery excl. Target, Walmart, wholesale clubs | 3× | $3.75 | None | $95 |
The real answer depends on what else you spend
This table ranks cards in isolation. Connect your bank and WhatCard ranks them against your actual spending, net of every fee, including when the answer is “keep the cards you have.”
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